Whether it's for something special, or absolutely essential, our 5-star rated personal loans could be what you need.
Our lowest rate: 6.2% APR representative for loans between £7,500 and £25,000 for 1 - 5 years.
It takes just 2 minutes to get a quote and you could have the money on the same day.*
You can choose to overpay your loan or apply for a repayment holiday**, if you need it. Subject to approval.
Know your rate before you apply
We’ll give you a personalised quote without affecting your credit score.
Our lowest rate is just 6.2% APR representative for loans between £7,500 and £25,000 for 1 - 5 years.
The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.
To apply for a loan, you'll need to:
Be a UK resident
Be over 18, or over 21 if you apply online
Be employed or have a regular income
Earn at least £850 per month after tax
Not have any recent CCJs, Credit Defaults or Bankruptcies, and be up to date with any TSB debts
Already a TSB customer?
Log in, and we'll auto-fill your details
Use the loan calculator to see how much your loan could cost
Get a personalised quote to see your rates without impacting your credit score before applying
Use the loan calculator to see how much you could afford to borrow
Give us a few details so we can offer a personalised quote without impacting your credit score
See your rates and apply for a loan
If you prefer to apply in branch or through telephone banking, you can book an appointment in advance.
If you’re looking to borrow money, read our guide to borrowing sensibly.
Fraudsters will often try to trick you into taking out a loanIf you’re applying today: to make an investment, to help the National Crime Agency or the police to catch a criminal, or to send money to someone, even someone you know, STOP!
These are common frauds and you may be about to become a victim. For help and support, please call our fraud team on 0800 096 8669.
If you’re over 18, a UK resident; and have had a TSB current account for more than three months, you can apply online, in a branch or by calling us on 0345 835 3861.
If you haven’t had a TSB current account for more than three months, or are completely new to TSB, you can still apply for a loan with us. You will need to be a UK resident. If you are aged 18 or over you can apply in branch or by calling us on 0345 835 3861. You can also apply online if you are over 21.
Please note that we do not accept loan applications for:
These purpose exclusions apply whether the customer is looking to borrow money on their own behalf or to support a third party, e.g. a parent wishing to borrow money to provide a child with a property deposit must be declined.
